Purchasing a Home?

Here's a handy checklist of documents and information you'll be asked to provide to your Sunward loan officer (as applicable). After submitting your application, you will receive a personalized checklist of required documents.

• Most recent pay stubs, covering 30 days of earnings
• W-2s and/or 1099R from most recent two years
• Two months' most recent bank statements, excluding Sunward accounts
• Purchase agreement, completed and signed by all parties
• Homeowners insurance agent contact information
• Title company's escrow officer contact information

If You Have Pension or Social Security Income

• Letter of benefits from the Social Security Administration
• Pension award letter or any pay stub from a retirement company
• 1099R(s) from most recent two years

If You Are Self-Employed or Have Commission Income

• Two years of federal income tax returns for both individual and business, with all schedules
• Year-to-date profit and loss statement, signed and dated

Additional Documents May Include

• Trust agreement
• Divorce decree
• Child support statement
• Marital settlement statement
• For rental property income, last two years of tax returns, with all schedules and a current lease agreement