Sunward | Extended Insurance MMA | Sunward

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The Extended Insurance MMA

A premium money market account that extends NCUA insurance beyond the standard $250,000 cap. Backed by the ModernFi network, this account provides competitive tiered rates, total fund visibility, all in one Sunward account.

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Federally insured by NCUA.

A woman looking thoughtfully out a window

Maximum Protection. All in one place.

Extended NCUA Insurance

Safeguard deposits, insured up to $15 million.

One Relationship, Full Protection

Maintain a single Sunward account while funds are allocated across partner credit unions in the network.

Competitive Tiered Dividends

Earn higher rates as your balance grows, designed for high-dollar depositors.

24/7 Transparency

Access a dedicated Member Portal to see where your deposits are placed, at any time.

Getting started with Your Extended Insurance MMA

  1. Apply Quickly

    Get started by speaking with a Sunward expert.

  2. Fund with Ease

    Deposit via transfer, direct deposit, or branch visit.

  3. Enjoy Full Transparency

    Log in to see your allocations across the network.

  4. Flexibility Without Compromise

    Make deposits, transfers, or withdrawals any time.

Smaller balance? We've Got You Covered.

Start with our Power Money Market — an account built to reward the first $2,500 you save with the highest rate and a blended rate for balances above $2,500. No minimum to open and no monthly maintenance fees.